Marathon Admin You don’t have just one credit score Credit scores may vary because of several reasons Payment history, the number and type of credit accounts, your used vs. available credit and the length of your credit history are factors frequently used to calculate credit scores Many people are surprised to find out they don’t have just … Read moreHow Are Credit Scores Calculated?
By Ismat Mangla There are a few rock-solid pieces of financial advice everyone should strive to follow: Save money for an emergency fund. Pay down your debt. Don’t spend more than can you afford. But there’s another bit of financial wisdom that many experts tout: Keep your credit scores as high as possible. Credit scores … Read moreWhy Do You Want a Good Credit Score?
Written by: Jennifer Brozic The Fair Isaac Corporation introduced the first FICO® scoring model to lenders in 1989. According to the company, FICO® scores are used today by 90% of top lenders to make lending decisions. The VantageScore model wasn’t introduced until 2006. It was developed by the three major consumer credit bureaus — Equifax, … Read moreVantageScore vs. FICO: What’s the difference?
A person who needs to repair, or build up their credit, may want to look at signing up for one or more secured credit cards. With this type of card, a person makes a deposit and can then make charges up to that amount. One can charge purchases, and either pay off the balance or … Read moreSecured Credit Cards: 5 Ways to Find Them
There is no secret formula to building a strong credit score, but there are some guidelines that can help. Pay your loans on time, every time. One way to make sure your payments are on time is to set up automatic payments, or set up electronic reminders. If you’ve missed payments, get current and stay … Read moreHow do I get and keep a good credit score?
Credit utilization ratio is an important factor in your credit score and measures how much of your available credit you’re using Credit utilization is a measure of how much of your available credit you’re using. And it applies to revolving credit accounts like credit cards, personal lines of credit and home equity lines of credit. It’s sometimes called a credit utilization … Read moreWhat Is a Credit Utilization Ratio?
Many consumers complain that it’s hard to raise your credit score once it’s damaged, but this idea is far from the truth. It does not matter how bad your credit report was in the past because with the right education, you can improve your three-digit number over time. In this article, I will discuss 5 … Read moreCredit Tips and Advice – How to Raise Credit Score
For those who are searching for assistance with their less-than-great credit score, credit repair is certainly an option to consider. However, before working with just any company that promises to help improve credit scores and dispute discrepancies on a report, it is important to determine whether or not a particular company is operating within the … Read moreIs Credit Repair Legal?
Below you will see our preferred links to help you get started after you are enrolled. One of our credit specialist will walk you through step by step how to track your progress, and build positive credit while we are in the process of cleaning up any inaccurate data that is on your report. That … Read moreLets Get Started! : Affiliate Links