How it Works
Step One
We schedule a consultation with you and one of our Credit Restoration Specialist. Once we find out where your concerns are, and your needs, we will obtain a copy of your most recent credit report. Don't worry we do all the heavy lifting and show you how to get your report.
Step Two
Second, we provide you with a deep analysis of your report, spotting all inaccurate information. We then look at the various factors that are pulling your score down and provide you with actionable steps to get your credit back up. We provide you with step by step guidance on how we will do the heavy lifting to rebuild and restore. Our goal is to educate and teach throughout the restoration process. We do this together!
Step Three
Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau's, creditor's, and collector's. Whatever's necessary for your personal situation. A huge benefit to our monthly service is you can track your credit repair progress using our app that shows All Three Major Credit FICO Scores that most lenders use. Not Vantage Scores that can largely differ from FICO scores like some other well known credit applications. We focus on removing inaccuracies, maintaining communication, educating, and building positive credit at the same time. Fast, Efficient, and Proactive.
Step Four
Once the new credit reports come back, typically within 30 to 45 days we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. We update your file, communicate with you while educating you how these changes impact your credit in a positive way all while following our initial road map to success that we designed for you from our initial consultation. If there are multiple inaccuracies on your report there is no need to worry, your Credit Restoration Specialist can handle more than one at a time. We strive to make sure that you see success all while educating the best way to protect and keep your new high credit score!
WHAT IS INCLUDED IN THE SERVICE
- Late pays
- Tax liens
- Inquiries
- Short sales
- Collection accounts
- Identity Theft
- Charge-offs
- Account sold
- Authorized users
- Bankruptcies
- Outdated
- Medical bills
- Repossessions
- Foreclosures
- Duplicates
- Child support